Non-performing assets are one of the biggest challenges facing the global banking system, it is crucial to identify a problem before a customer encounters serious credit challenges.

A high performance early warning model should include identifying the right customer segment, understanding the data landscape, adopting a custom approach that is specific to their portfolio needs. It is important to study the pre-default behavior of customers in the context of the various data elements

Decrease NPL

Chance to Take Appropirate Action