Advanced credit risk analytics enable corporations to improve underwriting decisions and increase revenues while reducing risk costs. System Optima helps you minimize your risk and catch new business opportunities with its innovative risk models and applications developed with its state-of-the-art techniques.

We work across all application scorecard, income prediction, PD, CCF, EAD, LGD, early warning and bad debt portfolio pricing credit risk models and the entire credit life cycle, including profit maximization, limit maximization and loss mitigation.

Increase Profit

Decrease NPL

Auto Decision-Making Process

Take Fast Data-Driven Action